The Road Home*
The Homeowners Assistance program (Road Home) represents the largest single housing recovery program in U.S. history. Eligible homeowners received up to $150,000 in compensation for losses and had three compensation options: 1) Restore and reoccupy their damaged home; 2) Sell the home to the state and purchase another one in Louisiana; or 3) Sell the home to the state and choose not to remain a homeowner.
The program had three main components:
- Compensation grants;
- Elevation incentives; and
- Additional compensation grants for low- to moderate-income households.
Properties returned to the state are managed by the Louisiana Land Trust, either maintained until they can be returned directly into commerce or turned over to parish governments
in accordance with the property disposition plans.
The program has been closed to new recipients since 2007.
Road Home website
*With the exception of The Road Home, all housing programs are now being managed by the
Louisiana Housing Corporation.
First Time Homebuyer and Soft Second
Assists first-time homebuyers with the purchase of a single family home or owner-occupied duplex. For this program, a first-time homebuyer is defined as any person who has not had a title to a property in the last three years. The First Time Homebuyer program is administered by multiple sub-recipients in impacted parishes.
Lke the First Time Homebuyer program, Soft Second helps low- to moderate-income individuals who are purchasing their first home. With Soft Second, the properties must come from the stock of Louisiana Land Trust properties. The program is administered by the City of New Orleans and the governments of Cameron, Jefferson, Plaquemines, St. Bernard and St. Tammany parishes.
Small Rental Property
This program provides landlords with funds to repair one- to four-unit rental properties. The goal is to provide affordable and workforce housing units to low- to moderate-income citizens and help the housing market, providing neighborhoods with new or renovated best practice, mixed-income units. Small Rental provides financial incentives in the form of forgivable loans to property owners to help restore their damaged units and offer them at affordable rents.
Small Rental website
Multi-Family Rental: Low-Income Housing Tax Credit "Piggyback"
Finances multi-family workforce rental housing. The allocated CDBG funds are “piggybacked” onto GO Zone Low Income Housing Tax Credits and projects utilizing tax-exempt private activity bonds and four (4) percent LIHTCs. The Piggyback program follows best practices models for workforce housing development.
Nonprofit Rebuilding Pilot and Plaquemines Parish Homeowner Rehabilitation
The NPPP provides grants to rebuilding organizations that assist homeowners in meeting the gap needed to rebuild their storm- or flood-damaged homes. The Plaquemines Parish program assists eligible homeowners in that parish to complete their home repairs or rebuild. The programs are open to both Road Home and non-Road Home participants.
Housing Development Loan Fund/Land Assembly Operations
Provides seed funding for a contractor or state agency to establish one or more loan funds that offer flexible-term acquisition and predevelopment financing to developers of the most critically needed housing. Suitable sites for housing development include: surplus properties held by government agencies; nonprofit organizations; churches; and businesses.
Homelessness Supports and Housing
Funds the restoration and expansion of homelessness housing capacity in hurricane-impacted areas by providing:
- Capital funds for repairing damaged facilities;
- Capital grants and shallow rental subsidies to increase the supply of Permanent Supportive Housing for the homeless and at-risk;
- Interim rental assistance and deposits for PSH households; and
- Rental assistance to persons who are at-risk of becoming homeless or to households that have fallen into homelessness.
Supporting Housing Services
Assists individuals in transitioning to Permanent Supportive Housing and maintaining successful, long-term tenancies. Eligible participants must have incomes at or below 50 percent Area Median Income, have a long-term disability and require services to maintain their housing situation.
Short-Term Assistance and Rental Services
Serves residents affected by hurricanes Katrina and Rita, as well as those transitioning out of FEMA Temporary Housing Units. Also has assisted households previously impacted by Katrina/Rita who suffered impacts from Hurricane Isaac.
In response to the contaminated drywall crisis that developed during reconstruction after hurricanes Katrina and Rita, the Louisiana Legislature created legislation to set aside $5 million of the housing budget to provide testing and rental assistance to homeowners in need.
Support to Community Based Programs**
As part of the Road Home program, money was set aside to provide support to communities in the following two areas: 1) Housing Outreach Service, which provides outreach, technical assistance and transportation to low- and moderate-income individuals in the Homeowner Housing Assistance Program; and 2) Housing Legal Service, which provides legal assistance to low- and moderate-income individuals during the Road Home application process.
**Program has now completed activities.
Building Code Enforcement**
Designed to assure that all homes repaired or rebuilt with Road Home funds complied with the Louisiana State Building Code. This program provided code inspectors and permit technicians in 11 parishes to assist with building code inspections and to train local building code inspectors to become certified inspectors.
**Program has now completed activities.
Emergency Rental Assistance/Rapid Re-Housing**
Due to capacity challenges that faced Rapid Re-Housing subcontractors, DRU subcontracted with the Housing Authority of New Orleans and Disaster Housing Assistance Program case managers to facilitate emergency rental assistance with resources that, like the exiting RRH, provided rent payments, security deposits, utility assistance and other approved activities. The program began in August 2009 and ran through February 2010.
**Program is now closed out.
Other Katrina Recovery Programs: